Hassan, Sallahuddin, Zalila Othman, and Wan Zaharah Wan Din. “Employees Provident Fund: Adequacy of Retirement Income Provision”. Current Perspective to Economics and Management Vol. 1 (June 12, 2019): 132-142. Accessed June 19, 2026. https://stm1.bookpi.org/index.php/cpem-v1/article/view/75.